I have just transitioned out of a sales role I had for near on a decade and gone into a new sales role in a different area, this change has only just made me realise, after speaking to a few friends and my Wife that I am in the wrong type of superannuation for where I am currently career wise and business wise, so picking the best superannuation fund for me took a little homework and asking many questions.

I also had insurances that I have been paying for a while outside of the super fund, this is for wage, life and sickness insurances so these need to be addressed too.

When you own your own small business the personal insurance needs are different to when you are working for a company that has work cover.

So these are the things I have to do to transition out of my old business / work and into the new.

• Pick a new good performing super fund to transfer my current super into
• Cancel my current insurances
• Make sure I have the same cover or more with the new insurances
• Fill out all the forms and send them away as needed

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Another late night for the week, this night was the night to sort out the home and contents insurance and I can tell you this, we saved more money on home and contents again.

The time had come again to update our home and contents insurance again and we have been with AAMI pretty much for everything for a while now.

So what we have been doing to save money on insurance is going online and doing our policy renewal there.

This is rather than the normal for most, including us in the past, of just paying it when it comes in.

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